Which objective is NOT sought by the Nationwide Multi-State Licensing System and Registry?

Get ready for your Affinity Real Estate and Mortgage Services Test. Prepare with flashcards and multiple choice questions, each offering hints and explanations. Ace your exam!

The Nationwide Multi-State Licensing System and Registry (NMLS) aims to enhance the regulation of mortgage licensing by providing a standardized framework for states to follow. The objectives of the NMLS focus on aspects like ensuring uniformity in license applications and requirements, increasing accountability among loan originators, and facilitating efficient handling of consumer complaints regarding mortgage services.

The objective that is not aligned with the goals of the NMLS is the one related to providing comprehensive training and facilitating behavior that expands the subprime mortgage marketplace. This is because the NMLS is primarily concerned with maintaining oversight and ensuring responsible lending practices rather than promoting specific market segments, such as subprime lending. The emphasis on accountability and regulation is intended to protect consumers and reduce risks in the mortgage industry, not to expand markets that may carry higher risks.

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