Items on the Loan Estimate with no tolerance restrictions for change include all the following EXCEPT:

In the context of the Loan Estimate, certain fees are subject to tolerance restrictions, meaning they can only change by a specified amount between the Loan Estimate and the closing disclosure. Items with no tolerance restrictions are those that can change without limit, allowing lenders more flexibility in adjusting these costs.

Private mortgage insurance (PMI) is indeed subject to tolerance restrictions because it is closely related to the loan amount and the borrower's credit risk. This means lenders must be careful in how they quote PMI on the Loan Estimate, and any changes to that estimated cost at closing must fall within established tolerances.

On the other hand, items like hazard insurance, periodic interest, and property taxes do not have such tolerance limits. These costs can vary significantly based on external factors, and lenders can adjust them more freely as closing approaches. Therefore, private mortgage insurance stands out as an item with specific tolerances, making it the correct answer to the question regarding which item does not fit the category of having no tolerance restrictions for change.